From auto purchases to home improvements or unexpected expenses, Moody Bank offers personal loan options with competitive rates, flexible terms, and personalized support every step of the way.
Moody Bank has been helping Texans get the financing they need since 1907. What could the right loan help you do? Start that home improvement project you’ve been dreaming about. Consolidate debt and keep things all in one place. No matter your needs, we’re here to help you reach your financial goals. Browse our variety of loan options and reach out to one of our friendly, knowledgeable bankers if you have questions.
NMLS ID #401676
With a personal loan from Moody Bank, you can accomplish just about anything.
Ride in style in a new or used car, truck, boat or recreational vehicle.
Use your established savings as collateral and receive an even lower interest rate.
Build an addition, put in a pool, improve your landscape, consolidate debt, and more. Moody Bank has been helping Texas homeowners since 1907.
Looking for your first home? Need to upgrade as your family grows? We've got you covered. Applying for a mortgage doesn't have to be a hassle when you work with your friendly and knowledgeable local mortgage lenders.
Looking to build a brand new home? We make it easy to build the home of your dreams. Moody Bank is here to help with locally-based loan officers.
Moody Bank offers a variety of personal lending solutions, including personal loans, auto and boat loans, CD secured loans, home equity loans, home mortgage loans, and home construction loans. Each loan is designed to help Texas residents finance major purchases, consolidate debt, or achieve other financial goals. Learn more here: Guide to Buying a Rental Property in Texas.
Yes. Moody Bank allows qualified borrowers to apply online for personal loans, auto loans, boat loans, and CD secured loans for a convenient application process. Local bankers are also available to answer questions and guide you through your financing options.
A Moody Bank personal loan can be used for many purposes, including home improvement projects, debt consolidation, unexpected expenses, major purchases, vacations, or other personal financial needs. Personal loans offer competitive interest rates and affordable monthly payments. Learn more here: 5 FAQs on Debt Management & Reclaiming Financial Stability
Yes. Moody Bank offers financing for both new and used cars, trucks, boats, and recreational vehicles. Loan terms are customized to fit your budget, making it easier to purchase the vehicle or boat that's right for you.
A CD secured loan allows you to use your Moody Bank Certificate of Deposit as collateral while it continues earning interest. Because the loan is secured by your CD, you may qualify for a lower interest rate, and there are no early payoff penalties.
A Moody Bank home equity loan allows eligible homeowners to borrow against the equity in their home for projects such as home renovations, landscaping, installing a pool, or consolidating higher-interest debt. The bank offers competitive rates, flexible terms, and local lending decisions. Learn more here: 7 Home Improvements to Budget For
Yes. Moody Bank provides home mortgage loans for first-time homebuyers as well as homeowners looking to purchase a new home or refinance an existing mortgage. Local mortgage professionals help borrowers navigate the process from application through closing.
Moody Bank's home construction loans feature a one-time close, allowing you to avoid refinancing when construction is complete. During construction, borrowers generally pay interest only, and locally based loan officers provide guidance throughout the building process.
Since 1907, Moody Bank has helped individuals and families throughout Greater Houston, Galveston, and Central Texas achieve their financial goals through personalized lending solutions, local decision-making, competitive rates, and knowledgeable bankers who understand the communities they serve.
The right loan depends on your financial goals. Personal loans work well for debt consolidation and major expenses, auto loans help finance vehicles, home equity loans allow you to borrow against your home's equity, and mortgage or construction loans are ideal for buying or building a home. A Moody Bank lender can help you compare your options and choose the loan that best fits your needs. Learn more here: How to Improve Your Credit Score Fast
