Credit & Gift Cards

Choose from a variety of card options to match your needs, including credit cards with low rates or rewards and prepaid Visa® gift and travel cards.

Credit Cards

Everything you need in one convenient card. Choose the card that's right for you - low rates or rewards, and a world of additional advantages with Mastercard®!

Flexible rewards

Low introductory rate

Exceptional features and benefits

No Annual Fee

What Is a Digital Wallet?

A digital wallet lets you store your debit or credit card securely on your smartphone or smartwatch so you can pay without carrying your physical card.

With Apple Pay® and Google Pay™, you can:

  • Make fast, contactless payments in stores
  • Pay securely in apps and on websites
  • Keep your card details protected with advanced security

Digital wallets use built‑in device security like Face ID®, Touch ID®, fingerprint, or passcode verification. Your actual card number isn’t shared with merchants during payment.

Gift & Travel Cards

Our pre-paid Visa® card options are a great fit for busy lifestyles. Check off your gift list with a universally appreciated Visa Gift Card. Travel safer with a Visa Travel Card instead of carrying cash. Either way, breathe a sigh of relief. Both options can be used across the country, anywhere Visa is accepted.

Give and get the power of Visa

Low introductory rate

Exceptional features and benefits

No Annual Fee


Valid only in U.S. Card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa debit cards are accepted. No ATM or cash access.

Personal Credit & Gift Cards FAQs

1. What types of cards does Moody Bank offer?

Moody Bank offers Mastercard® credit cards with options including rewards or low introductory rates, as well as prepaid Visa® Gift Cards and Visa® Travel Cards. Customers can also add eligible credit and debit cards to Apple Pay® and Google Pay™ for secure contactless payments.

2. What are the benefits of a Moody Bank credit card?

Moody Bank credit cards offer features such as flexible rewards, low introductory rates, no annual fee, and Mastercard® benefits that provide added convenience and security for everyday purchases and travel.

3. Can I add my Moody Bank credit or debit card to a digital wallet?

Yes. Eligible Moody Bank credit and debit cards can be added to Apple Pay® and Google Pay™, allowing you to make secure contactless purchases in stores, online, and within supported apps. Digital wallets use features like Face ID®, Touch ID®, fingerprint authentication, or passcodes to help protect your payment information. Learn more: How to Use Digital Wallets Safely & Effectively

4. How secure are digital wallet payments?

Digital wallets help protect your payment information by using tokenization, meaning your actual card number isn't shared with merchants during transactions. Combined with your device's built-in security features, digital wallets provide an additional layer of protection when making purchases. Learn more: Tips to Optimize Your Digital Banking Experience

5. Does Moody Bank offer prepaid gift cards?

Yes. Moody Bank offers prepaid Visa® Gift Cards that can be used anywhere Visa debit cards are accepted within the United States. They make convenient gifts for birthdays, holidays, graduations, and other special occasions.

6. What is the difference between a Visa® Gift Card and a Visa® Travel Card?

Visa® Gift Cards are designed primarily for gifting and everyday purchases, while Visa® Travel Cards provide a safer alternative to carrying cash while traveling. Both prepaid card options are accepted at merchants throughout the United States where Visa debit cards are accepted.

7. Can I use my Moody Bank credit card while traveling?

Yes. Moody Bank credit cards can be used wherever Mastercard® is accepted, making them a convenient payment option for travel and everyday purchases. For customers who prefer not to carry cash, Moody Bank also offers Visa® Travel Cards.

8. How can I protect my Moody Bank credit or debit card from fraud?

Regularly monitoring your account activity, enabling transaction alerts, using secure payment methods like digital wallets, and reporting suspicious activity promptly can help protect your accounts. Moody Bank also offers card controls through its digital banking services to help you manage your cards more securely. Learn more: Beware of Fraudsters

9. Why choose Moody Bank for credit cards in the Houston or Galveston area?

Since 1907, Moody Bank has provided personalized financial solutions to individuals and families throughout Greater Houston, Galveston, and Central Texas. Customers benefit from competitive credit card options, modern payment technology, and local bankers who understand the communities they serve. Learn more: Exciting Announcement: New Online & Mobile Banking Experience

10. What other personal banking services complement a Moody Bank credit card?

In addition to credit cards, Moody Bank offers personal checking and savings accounts, personal loans, mortgages, online and mobile banking, and other financial solutions that help customers manage spending, save for future goals, and build long-term financial wellness. Learn more: Tips for Meeting Your Financial Goals

Questions?
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855.259.8075
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